Board meeting held on October 28, 2025
As filed · CREDITACCESS GRAMEEN LIMITED has informed the Exchange regarding Board meeting held on October 28, 2025.
What happened
FactThe Board of CreditAccess Grameen Ltd. approved the unaudited financial results for the quarter and half year ended September 30, 2025. Mr. Manoj Kumar was elected as the Chairman of the Board, and Ms. Jessie Paul was appointed as Chairperson of the Nomination & Remuneration Committee. The company proposed the appointment of M/s. Sundaram & Srinivasan as one of the Joint Statutory Auditors for a term of three years, subject to shareholder approval.
Why it matters
CapitSignal interpretationReported results are the point at which prior management commitments become checkable against audited or reviewed numbers.
What management said before
Prior statements by this company that CapitSignal has recorded changing.
Guidance
DelayedWe are guiding the next financial year for AUM growth of 20.0–25.0%, NIM of 12.8–13.2%, cost-to-income of 33.0–35.0%, credit cost of 3.0–4.0%, ROA of 4.0–4.8%, and ROE of 16.0–20.0% reflecting the structural opportunities ahead.
the INR 50,000 Crore AUM is something that we're talking about as of calendar year, not financial year.
Change
FactImplication
CapitSignal interpretationWatch next
Fact- Margin trend against the prior period
- Cash from operations against reported profit
- Whether prior guidance is reaffirmed
- We are confident of building on this momentum towards our dedicated target of 25-30% foreign borrowings by FY2 (management committed by FY28)
- the INR 50,000 Crore AUM is something that we're talking about as of calendar year, not financial year. (management committed by FY28)
Evidence
- CREDITACCESS GRAMEEN LIMITED has submitted to the Exchange, the financial results for the period ended September 30, 2025.(opens the original filing in a new tab)
- Earlier statement · Q4 FY26
- Latest statement · Q1 FY27
- Earlier statement · Q4 FY26
How CapitSignal classified this
- Reasoning:
- RESULTS base 68; +5 quantified amount; matched on subject
- Matched on:
- the filing's own subject line
- Confidence in the event type:
- 75%