Financial results for the period ended Jun 30, 2026

We expect to grow at north of 40% in AUM, with disciplined asset quality and calibrated risk selection, while secured business scale-up is also expected to be strong.

We are targeting gross NPA below 2.25%, year-on-year reduction in impairment costs of 10%-15%, and continued improvement in Stage-1 mix.

We are targeting gross NPA below 2.25%, year-on-year reduction in impairment costs of 10%-15%, and continued improvement in Stage-1 mix.

We are targeting a return on average AUM in the range of 4.5%-5%, which entails a return on average equity in the range of 19-21%.