Financial results for the quarter ended Jun 30, 2026
As filed · PNB Housing Finance Limited has submitted to the Exchange, the financial results for the quarter ended Jun 30, 2026.
What happened
FactPNB Housing Finance Limited's Board of Directors approved the Un-audited Financial Results for the quarter ended June 30, 2026, during a meeting on August 04, 2026. The filing includes the Un-audited Consolidated and Standalone Financial Results, Limited Review Reports from Joint Statutory Auditors, and additional disclosures as required by Listing Regulations. The company also submitted a Security Cover Certificate and a statement regarding the utilization of issue proceeds.
Why it matters
CapitSignal interpretationReported results are the point at which prior management commitments become checkable against audited or reviewed numbers.
What management said before
Prior statements by this company that CapitSignal has recorded changing.
Margins
RevisedSpread for Q2 FY26 @ 2.26% vs 2.23% in Q1 FY26; NIM for Q2 FY26 @ 3.67% vs 3.74% in Q1 FY26
Pre-provision Operating profit grew by 15.6% YoY to Rs 646 crore driven by positive operating leverage.
Change
FactImplication
CapitSignal interpretationGuidance
Withdrawnwe are looking at 18% to 20% growth in loan book.
So, my guidance will not change, it will continue.
Change
FactImplication
CapitSignal interpretationDebt
RevisedCost of Borrowing improved to 7.69% in Q2 FY26 vs 7.76% in Q1 FY26
~66% of the total borrowings is floating
Change
FactImplication
CapitSignal interpretationWatch next
Fact- Margin trend against the prior period
- Cash from operations against reported profit
- Whether prior guidance is reaffirmed
- We intend to maintain this segment within 3% of our overall book for FY27. (management committed by FY27)
- Our ambition is to take this combined share to 50% within two years, and we are building the team, the technol (management committed by FY27)
Evidence
- PNB Housing Finance Limited has submitted to the Exchange, the financial results for the quarter ended Jun 30, 2026.(opens the original filing in a new tab)
- Earlier statement · Q2 FY26
- Latest statement · Q2 FY26
- Earlier statement · Q4 FY26
- Latest statement · Q1 FY27
- Earlier statement · Q2 FY26
- Latest statement · Q2 FY26
How CapitSignal classified this
- Reasoning:
- RESULTS base 68; +4 corroborating keywords; +5 quantified amount; matched on subject
- Matched on:
- the filing's own subject line
- Confidence in the event type:
- 90%