Financial results for the period ended September 30, 2026
As filed · Sbfc Finance Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.
What happened
FactFinancial results for the period ended September 30, 2026. unaudited financial results for the quarter and half year ended 30th September, 2026. unmodified Limited Review Report thereon, issued by the Statutory Auditors of the Company.
Why it matters
CapitSignal interpretationReported results are the point at which prior management commitments become checkable against audited or reviewed numbers.
What management said before
Prior statements by this company that CapitSignal has recorded changing.
Debt
RevisedAided by the transmission of repo rate cuts, our cost of funds has come down by about 90 basis points year on year.
Independent of repo, deposit rates have performed up and as banks' deposit growth continues to lag lending, interest rates in India will have an upward bias and we could arrive sooner if crude continues to push $100 and stays above it longer.
Change
FactImplication
CapitSignal interpretationGuidance
WithdrawnWe are at 1.45%, should be in this range.
And I think from a growth perspective, the numbers that we have to roll out is not extraordinarily high, so we really don't have to push ourselves very hard to achieve on the guided range that we've already called out for.
Change
FactImplication
CapitSignal interpretationDemand
WithdrawnSo, there's going to be some marginal uptick which is going to come from co-origination and some betterment with respect to higher logins, but we expect that the login to disbursement to be maintained at the similar level of 35% odd.
Yes, the numbers are going to come back this quarter.
Change
FactImplication
CapitSignal interpretationWatch next
Fact- Margin trend against the prior period
- Cash from operations against reported profit
- Whether prior guidance is reaffirmed
- The guidance for the year of 25 bps reduction remains unchanged. (management committed by FY27)
- Cost of operations have been calibrated in a downward sloping curve and we continue our guidance of a 25-basis (management committed by FY27)
Evidence
- Sbfc Finance Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.(opens the original filing in a new tab)
- Earlier statement · Q1 FY27
- Latest statement · Q1 FY27
- Earlier statement · Q1 FY27
- Latest statement · Q1 FY27
- Earlier statement · Q1 FY27
- Latest statement · Q1 FY27
How CapitSignal classified this
- Reasoning:
- RESULTS base 68; +2 corroborating keywords; +5 quantified amount; matched on subject
- Matched on:
- the filing's own subject line
- Confidence in the event type:
- 90%