Further to our intimation of the Financial Results of Bank for the quarter ended June 30
As filed · Press Release
What happened
FactFurther to our intimation of the Financial Results of Bank for the quarter ended June 30.
Why it matters
CapitSignal interpretationReported results are the point at which prior management commitments become checkable against audited or reviewed numbers.
What management said before
Prior statements by this company that CapitSignal has recorded changing.
Guidance
DelayedVery similar type of growth we expect for next year also in the top line.
25% to 30% growth for this year and very similar type of growth we expect for next year also in the top line.
Change
FactImplication
CapitSignal interpretationGuidance
DelayedWe are aiming for a loan book growth of 25% to 30%, with the secured lending comprising ~55% of the portfolio, maintaining NIM of around 8% and delivering a ROE of ~15% by FY28.
Our idea is to remain almost in the same range, around 25% or so, overall, if you look at JLG part over a period of next 2 to 3 years also, so, around 25% is what we expect our JLG portfolio will be.
Change
FactImplication
CapitSignal interpretationGuidance
Delayed25% to 30% is the range for this year.
Very similar type of growth we expect for next year also in the top line.
Change
FactImplication
CapitSignal interpretationWatch next
Fact- Margin trend against the prior period
- Cash from operations against reported profit
- Whether prior guidance is reaffirmed
- We are aiming for a loan book growth of 25% to 30%, with the secured lending comprising ~55% of the portfolio, (management committed by FY28)
- The bank is planning to raise around INR500 crores through NCDs in the current year to accelerate growth initi (management committed by FY27)
Evidence
- Utkarsh Small Finance Bank Limited has informed the Exchange regarding a press release dated August 02, 2025, titled "Press release for Un- audited Financial Result for quarter ended June 30, 2025.".(opens the original filing in a new tab)
- Earlier statement · Q1 FY27
- Latest statement · Q1 FY27
- Earlier statement · Q1 FY27
- Latest statement · Q1 FY27
- Earlier statement · Q1 FY27
- Latest statement · Q1 FY27
How CapitSignal classified this
- Reasoning:
- RESULTS base 68; +2 corroborating keywords; matched on subject
- Matched on:
- the filing's own subject line
- Confidence in the event type:
- 90%