Financial results for the period ended September 30, 2025

We will maintain that-- because now we are seeing good spends happening after the festive season.

We will continue to stick to that guidance.

We expect cost of fund to be on a gradual downward trend in financial year '25-'26, benefiting from the RBI rate action and expect the NIM to be steady.

Gross credit cost improved by 40 bps to 9% from 9.4% in the previous quarter, marking the first quarter of GCC reduction after several quarters of increase.

Gross credit cost improved by 40 bps to 9% from 9.4% in the previous quarter, marking the first quarter of GCC reduction after several quarters of increase.

Our endeavor definitely will be to continue to ensure that the NIM remains steady.