Satin Creditcare reports 31% consolidated AUM growth and lower standalone GNPA in Q2 FY27 update
As filed · Satin Creditcare Network Limited has informed the Exchange about General Updates - Announcement under Regulation 30 of SEBI (LODR) Regulations, 2015 - Business Update
What happened
FactSatin Creditcare Network reported provisional consolidated AUM of ~₹16,600 crore and standalone AUM of ~₹13,600 crore as of September 30, 2026, representing year-on-year growth of ~31% and ~23%, respectively. H1 FY27 consolidated disbursements rose 48% year on year to ₹7,192 crore, while standalone GNPA improved to 1.9% from 3.5%.
Why it matters
CapitSignal interpretationProduction and sales volumes are the operating data behind the next set of reported numbers.
What management said before
Prior statements by this company that CapitSignal has recorded changing.
Capex
Revised41 new branches added in Q1FY27 expanding the network to 1,863 branches at Standalone level
We have added 392 branches in FY26 and operating efficiencies will be visible in coming quarters
Change
FactImplication
CapitSignal interpretationWatch next
Fact- Volume trend against the prior period
- Credit Cost reduced by over 177 bps to 3.06%, including management overlay buffer of ₹36 Crores, (in line with (management committed by FY27)
- The Core Banking Solution completed development and entered customer UAT, with commercial go-live targeted for (management committed by Q4 FY26)
Evidence
- Satin Creditcare Network Limited has informed the Exchange about General Updates - Announcement under Regulation 30 of SEBI (LODR) Regulations, 2015 - Business Update(opens the original filing in a new tab)
- Earlier statement · Q1 FY27
- Latest statement · Q1 FY27
- Earlier statement · Q1 FY27
How CapitSignal classified this
- Reasoning:
- The update indicates continued balance-sheet expansion and disbursement growth alongside an improvement in standalone gross non-performing assets. The figures are provisional, and the filing does not provide profitability or capital metrics.
- Matched on:
- the filing's own subject line
- Confidence in the event type:
- 75%