Poonawalla Fincorp Q2 PAT rises 21.8% QoQ to ₹375 crore
As filed · Poonawalla Fincorp Limited has informed the Exchange regarding a press release dated October 09, 2026, titled " Unaudited Financial Results and Performance of the Company for the quarter ended Septemb
What happened
FactPoonawalla Fincorp reported unaudited Q2FY27 profit after tax of ₹375 crore, compared with ₹308 crore in Q1FY27. AUM stood at ₹74,008 crore, while net interest income including fees and other income rose 12.3% quarter-on-quarter to ₹1,589 crore. Asset quality improved, with GNPA declining to 1.20% from 1.37% and credit cost falling to 2.19% from 2.40%.
Why it matters
CapitSignal interpretationReported results are the point at which prior management commitments become checkable against audited or reviewed numbers.
What management said before
Prior statements by this company that CapitSignal has recorded changing.
Guidance
WithdrawnI think we've given a guidance of AUM of 35-40%.
We are firmly on plan and confident of delivering predictable, sustained profit creation.
Change
FactImplication
CapitSignal interpretationWatch next
Fact- Margin trend against the prior period
- Cash from operations against reported profit
- Whether prior guidance is reaffirmed
- We're confident to hit 12,000 dealership distribution points by the end of the year is what we had committed. (management committed by FY26)
- We are on track to meet our objective of launching 400 branches by March 2026, out of which 95% of these branc (management committed by FY26)
Evidence
- Poonawalla Fincorp Limited has informed the Exchange regarding a press release dated October 09, 2026, titled " Unaudited Financial Results and Performance of the Company for the quarter ended September 30, 2026."(opens the original filing in a new tab)
- Earlier statement · Q4 FY25
- Latest statement · Q1 FY27
- Earlier statement · Q2 FY25
How CapitSignal classified this
- Reasoning:
- The quarter combined higher earnings and operating income with lower credit costs and improved reported asset quality. The 18.68% capital adequacy ratio, above the stated 15% regulatory requirement, provides headroom for growth.
- Matched on:
- the filing's own subject line
- Confidence in the event type:
- 90%