Penalty imposed by RBI
As filed · The Jammu & Kashmir Bank Limited has informed the Exchange about Penalty imposed by RBI
RegulatoryDeterioratingMajormateriality 83 out of 100
What happened
FactThe Jammu & Kashmir Bank Limited has informed the Exchange about Penalty imposed by RBI. Jammu and Kashmir Bank Limited. interim or interim orders, or any other communication.
Why it matters
CapitSignal interpretationRegulatory action carries direct monetary penalties and can restrict how the business operates until it is resolved.
What management said before
Prior statements by this company that CapitSignal has recorded changing.
Guidance
WithdrawnEarlierQ1 FY27
ROA will be 1.25% plus.
NowQ1 FY27
Credit growth, 12% deposit growth, 10%, CASA 45% NIM around 3.5%, ROA maintaining around 2026 levels, ROE around 16%, GNPA below 2.25%.
Change
FactGuidance withdrawn
Implication
CapitSignal interpretationThe earlier statement provided a specific target for ROA at 1.25% plus, while the current statement no longer specifies a target for ROA, indicating a withdrawal of guidance on that metric.confidence 90%
Watch next
Fact- Quantum of penalty and whether it is appealed
- Any restriction placed on operations or licences
- Timeline given by the regulator
- Deposit growth - 10% (management committed by FY27)
- Credit growth - 12% (management committed by FY27)
Evidence
- The Jammu & Kashmir Bank Limited has informed the Exchange about Penalty imposed by RBI(opens the original filing in a new tab)
- Earlier statement · Q1 FY27
- Latest statement · Q1 FY27
- Earlier statement · Q1 FY27
How CapitSignal classified this
- Reasoning:
- REGULATORY_ACTION base 78; +5 quantified amount; matched on subject
- Matched on:
- the filing's own subject line
- Confidence in the event type:
- 75%