Issue of Commercial Paper

We have further reduced our credit cost from last quarter of 2.8% to 2.6% this quarter.

the yield is slightly flat.

Our overdue collection for the quarter was around INR53 crores, which is almost 27% higher than what was the overdue collection in quarter 1 last year.

our per branch AUM which was in Q1 last year around INR7 crores, it has already reached to INR8.65 crores.

Our operating cost has come down to around 6.3%.

We have further reduced our credit cost from last quarter of 2.8% to 2.6% this quarter.