Corporate Headquarters
As filed · General Updates
What happened
FactCorporate Headquarters.
Why it matters
CapitSignal interpretationReported results are the point at which prior management commitments become checkable against audited or reviewed numbers.
What management said before
Prior statements by this company that CapitSignal has recorded changing.
Guidance
WithdrawnROA will be 1.25% plus.
Credit growth, 12% deposit growth, 10%, CASA 45% NIM around 3.5%, ROA maintaining around 2026 levels, ROE around 16%, GNPA below 2.25%.
Change
FactImplication
CapitSignal interpretationGuidance
WithdrawnWe would like to keep the guidance for financial year 2026-27 unchanged for now.
This is just transitory in nature and we expect such recoveries to continue contributing substantially to other income in the near to medium term, considering the pool of written-off accounts.
Change
FactImplication
CapitSignal interpretationGuidance
WithdrawnI expect the credit growth to be somewhere around 18% to 20%.
we will be able to improve the CASA by the end of third quarter this year substantially.
Change
FactImplication
CapitSignal interpretationWatch next
Fact- Margin trend against the prior period
- Cash from operations against reported profit
- Whether prior guidance is reaffirmed
- Deposit growth - 10% (management committed by FY27)
- Credit growth - 12% (management committed by FY27)
Evidence
- The Jammu & Kashmir Bank Limited has informed the Exchange about Board Meeting to consider Dividend(opens the original filing in a new tab)
- Earlier statement · Q1 FY27
- Latest statement · Q1 FY27
- Earlier statement · Q1 FY27
- Latest statement · Q1 FY27
- Earlier statement · Q1 FY27
- Latest statement · Q1 FY27
How CapitSignal classified this
- Reasoning:
- RESULTS base 68; +4 corroborating keywords; +5 quantified amount; matched on subject
- Matched on:
- the filing's own subject line
- Confidence in the event type:
- 90%