J&K Bank releases CAG-audited FY2026 standalone and consolidated results
As filed · The Jammu & Kashmir Bank Limited has informed the Exchange about FINANCIAL RESULTS OF THE BANK AUDITED BY COMPTROLLER & AUDITOR GENERAL OF INDIA FOR THE FINANCIAL YEAR ENDED 31ST MARCH, 2026 (STANDALO
What happened
FactJammu & Kashmir Bank submitted its standalone and consolidated financial results for the year ended 31 March 2026, audited by the Comptroller and Auditor General of India. The standalone auditors said the results give a true and fair view, while noting that certain Basel III Pillar 3 disclosures on the bank’s website were not audited.
Why it matters
CapitSignal interpretationReported results are the point at which prior management commitments become checkable against audited or reviewed numbers.
What management said before
Prior statements by this company that CapitSignal has recorded changing.
Guidance
WithdrawnROA will be 1.25% plus.
Credit growth, 12% deposit growth, 10%, CASA 45% NIM around 3.5%, ROA maintaining around 2026 levels, ROE around 16%, GNPA below 2.25%.
Change
FactImplication
CapitSignal interpretationWatch next
Fact- Margin trend against the prior period
- Cash from operations against reported profit
- Whether prior guidance is reaffirmed
- Deposit growth - 10% (management committed by FY27)
- Credit growth - 12% (management committed by FY27)
Evidence
- The Jammu & Kashmir Bank Limited has informed the Exchange about FINANCIAL RESULTS OF THE BANK AUDITED BY COMPTROLLER & AUDITOR GENERAL OF INDIA FOR THE FINANCIAL YEAR ENDED 31ST MARCH, 2026 (STANDALONE & CONSOLIDATED)(opens the original filing in a new tab)
- Earlier statement · Q1 FY27
- Latest statement · Q1 FY27
- Earlier statement · Q1 FY27
How CapitSignal classified this
- Reasoning:
- The filing confirms completion of the audit for the bank’s FY2026 results. However, the supplied text does not include the underlying profit, asset-quality, capital, or balance-sheet figures needed to assess operating performance.
- Matched on:
- the filing's own subject line
- Confidence in the event type:
- 90%