What happened
FactFor the quarter ended September 30, 2026, Ujjivan Small Finance Bank reported provisional total deposits of ₹50,649 crore, up 29.2% year on year, and a gross loan book of ₹45,699 crore, up 32.1%. GNPA declined to 2.10% from 2.45% a year earlier, while Q2FY27 disbursements rose 33.1% year on year to ₹10,560 crore.
₹50,649 crore; 29.2% YoY; 5.2% QoQTotal deposits
Q2FY27 deposits and reported year-on-year and quarter-on-quarter change
₹45,699 crore; 32.1% YoY; 6.5% QoQGross loan book
Q2FY27 gross loan book, including securitization, and reported changes
₹13,182 crore; 22.2% YoY; CASA ratio 26.0%CASA
Q2FY27 CASA balance and CASA ratio
₹10,560 crore; 33.1% YoY; 14.2% QoQDisbursements
Q2FY27 total disbursements and reported changes
₹23,773 crore; 47.0% YoY; 52.0% of gross loan bookSecured book
Q2FY27 total secured book and secured-book proportion
2.10% versus 2.45% in Q2FY26 and 2.17% in Q1FY27GNPA
Reported gross non-performing assets ratio
3.57% versus 4.45% in Q2FY26 and 3.58% in Q1FY27PAR
Reported PAR ratio
99.72% versus 99.48% in Q2FY26 and 99.68% in Q1FY27Micro Banking Bucket X collection efficiency
Reported collection efficiency for Micro Banking group and individual loans
