What happened
FactUtkarsh Small Finance Bank’s provisional Q2 FY27 disbursements rose to ₹3,525 crore, up 54.9% YoY and 4.6% QoQ, led by non-JLG disbursements, while gross loan portfolio increased 7.5% YoY to ₹20,063 crore. Total deposits grew 6.6% YoY to ₹23,869 crore; X-bucket collection efficiency was 99.53%, SMA pool was 1.48%, and LCR stood at 176% as of September 30, 2026.
₹3,525 crore; +54.9% YoY, +4.6% QoQTotal disbursements
Q2 FY27 disbursements
₹2,602 crore; +94.2% YoY, +19.4% QoQNon-JLG disbursements
Q2 FY27 disbursements
₹20,063 crore; +7.5% YoY, +2.3% QoQGross loan portfolio
Q2 FY27 portfolio, including IBPC issued by the Bank
₹5,146 crore; -32.4% YoY, -6.1% QoQJLG loan portfolio
Q2 FY27 portfolio
₹23,869 crore; +6.6% YoY, +3.3% QoQTotal deposits
Q2 FY27 deposits, including interest accrued and due
21.5%CASA ratio
As of Q2 FY27
99.53%X-bucket collection efficiency
Q2 FY27 collection efficiency
1.48%SMA pool
Q2 FY27 SMA pool
176%Liquidity Coverage Ratio
As of September 30, 2026