What happened
FactIndian Bank reported unaudited reviewed financial results for the quarter and half year ended September 30, 2026. Q2 net profit rose 14.71% YoY to ₹3,462 Cr, while gross advances grew 16.39% YoY to ₹7,21,982 Cr and GNPA improved to 1.61%; H1 net profit increased 12.42% YoY to ₹6,735 Cr.
₹3,462 CrQ2 net profit
quarter ended September 2026; +14.71% YoY from ₹3,018 Cr
₹7,090 CrQ2 operating profit
+46.58% YoY from ₹4,837 Cr
₹7,719 CrQ2 net interest income
+17.83% YoY from ₹6,551 Cr
₹15,96,018 CrTotal business
+14.22% YoY
₹7,21,982 CrGross advances
+16.39% YoY from ₹6,20,324 Cr
₹8,74,036 CrTotal deposits
+12.50% YoY from ₹7,76,946 Cr
1.61%Gross NPA
down from 2.60% in September 2025 and 1.86% in June 2026
0.14%Net NPA
down from 0.16% in September 2025 and 0.15% in June 2026
₹6,735 CrH1 net profit
half year ended September 2026; +12.42% YoY from ₹5,991 Cr
39.25%Cost-to-income ratio
down from 44.80% in June 2026