What happened
FactUnion Bank of India reported Q2 FY27 net profit of ₹5,537 crore, with net interest income of ₹10,583 crore. Gross advances grew 18.53% year on year, while gross and net NPAs declined to 2.42% and 0.42%, respectively.
₹5,537 croreNet profit
Q2 FY27 quarterly net profit
₹10,583 croreNet interest income
Q2 FY27 quarterly net interest income; 15.03% YoY growth
₹24,75,330 croreTotal business
Balance as of September 30, 2026; 12.01% YoY growth
₹13,19,455 croreTotal deposits
Balance as of September 30, 2026; 6.87% YoY growth
₹11,55,876 croreGross advances
Balance as of September 30, 2026; 18.53% YoY growth
2.42%Gross NPA
As of September 30, 2026; 87 basis-point YoY decline
0.42%Net NPA
As of September 30, 2026; 13 basis-point YoY decline
17.94%CRAR
Capital adequacy ratio as of September 30, 2026
16.05%CET-1 ratio
CET-1 ratio as of September 30, 2026; 168 basis-point YoY improvement
17.21%Return on equity
Q2 FY27 quarterly return on equity