Financial results for the period ended September 30, 2026
As filed · Utkarsh Small Finance Bank Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.
EarningsNotablemateriality 70 out of 100
What happened
FactFinancial results for the period ended September 30, 2026. quarter and half year ended September 30, 2026 (“Financial Results”).
Why it matters
CapitSignal interpretationReported results are the point at which prior management commitments become checkable against audited or reviewed numbers.
What management said before
Prior statements by this company that CapitSignal has recorded changing.
Guidance
DelayedEarlierQ1 FY27
Very similar type of growth we expect for next year also in the top line.
NowQ1 FY27
25% to 30% growth for this year and very similar type of growth we expect for next year also in the top line.
Change
FactTimeline delay
Implication
CapitSignal interpretationThe current statement specifies a growth expectation of 25% to 30% for this year, which was not mentioned in the earlier statement. Additionally, the timeline has moved to Q1 FY27, indicating a delay in the growth expectations.confidence 90%
Watch next
Fact- Margin trend against the prior period
- Cash from operations against reported profit
- Whether prior guidance is reaffirmed
- We are aiming for a loan book growth of 25% to 30%, with the secured lending comprising ~55% of the portfolio, (management committed by FY28)
- The bank is planning to raise around INR500 crores through NCDs in the current year to accelerate growth initi (management committed by FY27)
Evidence
- Utkarsh Small Finance Bank Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.(opens the original filing in a new tab)
- Earlier statement · Q1 FY27
- Latest statement · Q1 FY27
- Earlier statement · Q1 FY27
How CapitSignal classified this
- Reasoning:
- RESULTS base 68; +2 corroborating keywords; matched on subject
- Matched on:
- the filing's own subject line
- Confidence in the event type:
- 90%