Financial results for the period ended September 30, 2026 and other matters
As filed · Home First Finance Company India Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026 and other matters.
What happened
FactFinancial results for the period ended September 30, 2026 and other matters.
Why it matters
CapitSignal interpretationReported results are the point at which prior management commitments become checkable against audited or reviewed numbers.
What management said before
Prior statements by this company that CapitSignal has recorded changing.
Capex
DelayedIn co-lending, disbursement for FY26 doubled, rising from INR153 crores in FY25 to INR307 crores in FY26.
In FY27, we will continue to scale the co-lending business by further strengthening the enabling infrastructure.
Change
FactImplication
CapitSignal interpretationPricing
RevisedJust to give you a range, we operate in a yield range of between, say, 12% to about 14%.
Our LAP yields are also in the, say, 14%, 14.5% range.
Change
FactImplication
CapitSignal interpretationDebt
ContradictedAs of Mar'26, 59% of funding came from private and public banks, 15% from NHB, 20% from assignment and co-lending, the balance from NCDs, ECBs, and NBFCs.
Cost of funding difference will be 40bps or at best 50bps, not more than that.
Change
FactImplication
CapitSignal interpretationWatch next
Fact- Margin trend against the prior period
- Cash from operations against reported profit
- Whether prior guidance is reaffirmed
- As we move toward FY27, we are positioned to achieve 25% AUM growth driven by enhanced distribution, technolog (management committed by FY27)
- We remain confident of delivering 25% AUM growth while maintaining our focus on profitability, portfolio quali (management committed by FY27)
Evidence
- Home First Finance Company India Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026 and other matters.(opens the original filing in a new tab)
- Earlier statement · FY26
- Latest statement · FY26
- Earlier statement · FY26
- Latest statement · FY26
- Earlier statement · FY26
- Latest statement · FY26
How CapitSignal classified this
- Reasoning:
- RESULTS base 68; +2 corroborating keywords; matched on subject
- Matched on:
- the filing's own subject line
- Confidence in the event type:
- 90%