What happened
FactPoonawalla Fincorp reported unaudited Q2FY27 profit after tax of ₹375 crore, compared with ₹308 crore in Q1FY27. AUM stood at ₹74,008 crore, while net interest income including fees and other income rose 12.3% quarter-on-quarter to ₹1,589 crore. Asset quality improved, with GNPA declining to 1.20% from 1.37% and credit cost falling to 2.19% from 2.40%.
₹375 croreProfit after tax
Q2FY27 PAT; up 21.8% QoQ from ₹308 crore in Q1FY27
₹74,008 croreAssets under management
AUM as of September 30, 2026
₹1,589 croreNet interest income
Q2FY27 NII including fees and other income; up 12.3% QoQ
₹877 crorePre-provision operating profit
Q2FY27 PPoP; up 11.8% QoQ
2.18%Return on assets
Q2FY27 RoA, versus 1.98% in Q1FY27
2.19%Credit cost
Q2FY27 credit cost as a percentage of average AUM, versus 2.40% in Q1FY27
1.20%Gross NPA
Q2FY27 GNPA, versus 1.37% in Q1FY27
18.68%Capital adequacy ratio
As of September 30, 2026; Tier-1 ratio was 17.15%